Connecting...

Banking & Financial Services

Credit Analyst (AVP), Real Estate - Foreign Bank (40-45k)

Job details

Location: Hong Kong
Salary: HK$40000 - HK$45000 per month
Job Type: Permanent
Discipline:
Reference: 72456_1726110288
Posted: 7 days ago

Job description

  • Oversee credit and portfolio monitoring for the real estate portfolio, primarily in Hong Kong, China & APAC.
  • Assist the team with compliance, regulatory, and other internal matters.
  • Monitor and manage all credit-related issues for HK's loan portfolio, including preparing credit memos and conducting financial/cash flow analyses for periodic and ad-hoc credit monitoring.
  • This includes reviewing obligor grading, processing amendment and waiver requests, monitoring covenants, and ensuring timely reporting of any credit-related matters required by management.
  • Maintain strong working relationships with front office and marketing teams to support the closing of new transactions and ongoing portfolio management.
    Review loan documentation to ensure compliance with internal frameworks and local requirements, as well as appropriate documentation of credit conditions.

Requirements:

  • University graduate with knowledge of credit, finance, and accounting.
  • At least 3-5 years of relevant professional experience in banking.
  • Strong understanding of corporate credit analysis, with preferred exposure to real estate financing and/or large corporates. Banking experience is essential.
  • General knowledge of Chinese regulations and security principles.
  • Proficient in both written and spoken English and Simplified Chinese.

"Interested candidates, please send an updated CV to kelvin.lam@ charterhouse.com.hk