Job details
Location: | |
Salary: | Negotiable |
Job Type: | Permanent |
Discipline: | |
Reference: | 77658_1733383220 |
Posted: | 16 days ago |
Job description
Our client, a fast-growing Taiwanese corporate bank, is expanding their team and looking for a Commercial RM.
Responsibilities
- Develop and manage a portfolio of local SME and mid-cap clients (e.g., manufacturing, trading, retail, and food and beverage industries) to identify new business opportunities.
- Offer financial solutions tailored to the needs of local lower mid-cap clients, including trade finance, commercial loans, cash management, and cross-selling treasury products.
- Conduct credit due diligence independently and ensure the quality of assets.
- Identify and mitigate credit risk within the portfolio through regular credit assessments.
- Prepare credit proposals by negotiating credit terms, pricing, and collateral requirements in accordance with the bank's guidelines.
Requirements
- Bachelor's degree in Business, Finance, or a related field.
- 5 to 12 years of solid experience in sales and marketing within a commercial banking environment focused on SME - MME clients, with a proven track record in acquiring new customers.
- Strong knowledge of trade finance, commercial loans, and treasury products; formal training in credit analysis is a definite advantage.
- Preferred holder of the Enhanced Competency Framework on Credit Risk Management (ECF CRM) qualification.
- Excellent analytical skills, self-motivated, independent, and adept at dynamic problem-solving.
- Proficient in both spoken and written English and Chinese, including Mandarin.
"Interested candidates, please send an updated CV to kelvin.lam@ charterhouse.com.hk